What to Do BEFORE Getting Pregnant

What to do before getting pregnant: investigate and leverage voluntary employee benefits to make your pregnancy safer and more affordable.

Voluntary employee benefits have great value to families who are planning a pregnancy.  Learn how to take advantage, and act before getting pregnant. 

• Cut your costs: for infertility, pregnancy, and child care
  
• Maternity leave pay: benefits for normal delivery
  
• Security just in case: for complications of pregnancy, premature birth and multiple pregnancy, postpartum disorders
  

If you are investigating cost and coverage for infertility treatments, make sure you consider the entire picture. Buy supplemental insurance before getting pregnant.  Once you are already pregnant it will be too late!

Supplemental Health Insurance allows you to create maternity leave income, and protect your family in case of pregnancy complications, premature birth, postpartum disorders, accidents, and illnesses.

* Short Term Disability Insurance replaces your income during your maternity leave for normal delivery and provides added protection in case of complications and postpartum disorders.

* Hospital Indemnity Insurance also covers your normal labor and delivery, and provides extra protection in case your child is born premature, and spends time in Neonatal Intensive Care.

But your coverage must begin BEFORE getting pregnant. Don't miss out.

Before getting pregnant cut your infertility treatment costs, and extend your resources by levereaging the tax code.  A Health Care Flexible Spending Account (FSA) can lower the cost of infertility treatments and drop the price of fertility drugs by one-third or more.

It allows you to use pre-tax rather than after tax dollars to pay for these treatments.  Using your FSA also acts like interest free infertility financing.  Your employer funds any qualifying expense as it is incurred.