Pregnancy & Maternity Insurance Articles
Listing all posts with label Hospital Indemnity. Show all posts.
  1. November 17 is “Fight for Preemies Day”.  One in eight babies is born prematurely, and these babies face serious health conditions and the possible disabilities.  Stress is one factor cited as a contributing factor for pre-term delivery.  Financial stress is one component that can be limited.

    Research shows that high levels of stress hormones are involved in triggering labor, leading scientists to believe that stress may account for increase in premature birth.

  2. I heard from one of our first customers today.  She asked many very sharp and astute questions before introducing us to her employer, and purchasing our recommended supplemental maternity package: short term disability, and hospital indemnity insurance. Her questions helped us create much of the content you see today on our site.

    Her employer is a leading general agent marketing health insurance programs - hence her ability to ask probing on-target questions.

  3. If you are planning a pregnancy now is the time to take steps to maximize your maternity leave pay.  Take a page from card counters who turn the tables on casinos to put extra money in their pockets.  You have a once in a lifetime opportunity to buy insurance for a planned event: your normal labor and delivery.  The odds are stacked heavily in your favor, so maximize your bets by purchasing multitple policies, and paying for the premium after tax.

  4. I recently underwent a surgery that required a five night hospital stay.  The final bill from the hospital sheds light on an often misunderstood and potentially crippling aspect of medical billing: allowed charges, or usual customary and reasonable fees.  If you are considering delivering your baby at an out of network hospital, make sure you understand your possible financial obligations.

    My surgery was performed at an in network hospital, and my insurance paid 100% of the “allowed charges”, after I made a daily co payment.

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