Bravelle injection costs are often paid out of pocket by couples desperate to have a baby. Success stories about people injecting Bravelle in combination with IVF or other infertility treatments helps give people hope. These stories also compel families to keep digging into their pockets to pay for more injections.
Find three ways to create your own Bravelle injection cost cutting success story by following an outline to help make having a baby more affordable.
- Budgeting Bravelle injection costs
- Allowing insurance to pick up the tab
- Tax savings tips
Budgeting Bravelle Injection Costs
Bravelle is a follicle stimulating hormone (FSH). It is used for ovulation induction and for the development of multiple follicles. It is a commonly prescribed fertility drug often used in conjunction with Human Chorionic Gonadotropin (HCG) to induce ovulation following treatment, and is also used frequently as part of In Vitro Fertilization and other procedures.
The average price of a Bravelle injection without insurance is $1,000 for 15 vials. You may need just the fifteen injections, many more, or you may use other drugs in combination with a variety of infertility treatments. If you are taking Bravelle as part of IVF the total amount you might spend skyrockets.
The average couple requires three IVF cycles to get pregnant and bring home a baby. Your total expenditure could then top $50,000 or more. Understanding your odds of success is one of the keys to getting health insurance to cover infertility treatments.
Bravelle side effects include breast tenderness; headache; hot flashes; nausea; stomach pain; and vaginal bleeding. Your primary health plan may cover the costs of any ensuing medical treatment. If these side effects impact on your ability to work, short term disability may replace a portion your income during this time.
Bravelle Injections Covered by Insurance
The best way to avoid Bravelle and other costs of other fertility drugs, and artificial reproductive therapies is to have somebody else pick up the tab – like an insurance company. Many insurance plans won’t cover Bravelle or other fertility treatments. Those that do may leave you with large co-pays, or policy limits.
Check the medical coverage for both spouses. Employer sponsored programs are the most likely to cover infertility treatments as many state infertility mandates apply to group plans, rather than those issued to individuals.
Bravelle Injections with IVF
Taking Bravelle injections in combination with IVF is one way to improve success rates. While the cost of Bravelle injections can be significant they pale in comparison to the total costs attached with a single IVF cycle. Anything that reduces the number of cycles needed to yield a successful IVF cycle reduces costs dramatically.
This is where supplemental health insurance for IVF may come into play. Learn how to use success rates to your advantage and make getting pregnant more affordable.
Bravelle and Multiple Pregnancies
You are taking Bravelle in an attempt to get pregnant. When you buy supplemental insurance preconception your normal labor and delivery will be a covered benefit and the cash payments you receive may greatly exceed the premium you pay.
Use the surplus to offset your Bravelle costs. Remember that you are stimulating multiple follicles, which generates multiple eggs, which may generate multiple embryos, which may become a multiple pregnancy. Multiple pregnancies are often high risk. Mom may miss extra time from work. The infants are often born pre-term. You may be left with extra hospital expenses.
Supplemental health insurance replaces mom’s income if she needs to leave work early for bed rest, while she is recovering from childbirth, and if her recovery is delayed due to complications of delivery. Also, additional payments may be made for each infant confined to the NICU.
Bravelle Injection Cost Cutting
Your expenses for Bravelle, other fertility drugs, including IVF are all tax deductible. Two tax vehicles can be used, but each has different advantages. A Flexible Spending Account (FSA) provides first dollar tax savings, and greater overall expense reduction as it allows you to avoid payroll taxes on any contributions. One hidden advantage is an interest free infertility loan from your employer.
Schedule A deductions don’t begin until your expenses eclipse 10.0% of Adjusted Gross Income (AGI). If you are taking Bravelle alone, your costs may fall into the category where a FSA works best. Contribution limits are $2,500 per spouse.
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