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CA Pregnancy & Maternity Leave

California Disability Insurance: Pregnancy, Maternity Leave

California short term disability for pregnancy and maternity leave can keep your family afloat for seven months - should the need arise. 

California has the nation's richest state pregnancy and maternity leave laws and entitlements.  Four California laws combine to provide up to seven months of job protected, partially paid leave spanning your pregnancy and maternity leave.

Can you pay your bills for 7 months on a 45% pay cut? You will be receiving 55% of your income - or less - during this time.  Many couples can't afford having mom away from work so long.  

Below you will find how four laws combine for 7 months of partial security, and learn how to fill the gap:

  • Create additional CA maternity leave income
  • CA state pregnancy and maternity leave laws
    • California Pregnancy Disability Act - four months of job protected leave before delivery
    • California Family Medical Leave - three months of job protected leave after delivery
    • California State Disability (SDI) - partially paid leave before and after delivery
    • California Paid Family Leave - partially paid leave after delivery
  • CA infertility insurance laws

Create Additional CA Maternity Leave Income

If you are planning a pregnancy, you have an opportunity to buy additional income protection to cover your normal maternity labor and delivery! 

Short term disability insurance for pregnancy and maternity leave can fill the gap in your CA maternity leave pay. It pays an additional six week benefit for your vaginal delivery, and an eight week benefit for your c-section birth.  Your maternity leave benefit may greatly exceed the premium you pay.

At no additional cost, you are also covered in case of: pregnancy complications, delivery complications, accidents, and illnesses.

Pregnancy and maternity leave benefits are payable only when coverage begins before conception.  Don't delay!

Short Term Disability Rates & QuotesShort Term Disability Rates & QuotesShort term disability rates and benefit illustrations for pregnancy & maternity. See an example of how the benefit for normal delivery greatly exceeds the premium paid. Plus, gain protection in case of pregnancy complications, premature birth, delivery complications, accidents, and illnesses - at no additional cost.

7 Months of Partially Paid CA Pregnancy and Maternity Leave

Here's how California allows you up to 7 months of partially paid pregnancy and maternity benefits. 

If you experience complications in your pregnancy, your doctor may order you to stop working to protect your health and the viability of your baby. You may be eligible for up to four (4) months of job protected, partially paid leave.

If you experience complications in delivery, your doctor may require you to stay home longer than the standard six to eight weeks to fully recover before returning to work.  You may be entitled to an additional twelve (12) weeks of job protected, partially paid leave. 

Click on the links below for further information about each of these California pregnancy and maternity leave laws.

California State Disability Insurance - SDICalifornia State Disability Insurance - SDICalifornia State Short Term Disability (SDI) replaces 55% of your income during the time you are disabled for up to 12 months. Pregnancy and maternity leave are covered benefits.
California Pregnancy Disability Leave LawCalifornia Pregnancy Disability Leave LawCalifornia Pregnancy Disability Leave Law protects your job should you miss work due to a pregnancy disability for up to 4 months. Make sure you can afford an extended leave from work by looking into supplemental insurance before getting pregnant.
California Family Medical LeaveCalifornia Family Medical LeaveThe California Family Rights Act provides important job protection that is similar in many ways to the Federal Family Medical Leave Act. One difference impacting pregnancy and maternity leave is vital to know.
California Paid Family Leave ActCalifornia Paid Family Leave ActCalifornia Paid Family Leave Act allows 6 weeks of extra partially paid maternity leave - totaling 18 weeks of a 45% pay cut. Eliminate the pay cut by purchasing supplemental health insurance before getting pregnant.
California Infertility Insurance CoverageCalifornia Infertility Insurance CoverageThe California Infertility Insurance Law requires certain insurers to offer coverage for infertility diagnosis and treatment. That means group health insurers covering hospital, medical or surgical expenses must let employers know infertility coverage is available. However, the law does not require those insurers to provide the coverage; nor does it force employers to include it in their employee insurance plans.
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