Cut Clomid Prices

Clomiphene Citrate (Clomid) costs can seem daunting, especially if your employer does not provide infertility insurance coverage - as many do not. 

The average cost of a Clomid cycle without insurance ranges from $35 to $70.  If you are having trouble conceiving, your doctor may start you a with Clomid cycle first, as it is relatively expensive, and taken orally. 

At some point, your doctor may graduate you to more expensive and/or invasive procedures.  Should this happen, a Flexible Spending Account (FSA) can help you cut your Clomid costs and other infertility treatment costs by 1/3 or more, and provide you with interest free infertility & IVF financing at the same time.  Read below to learn more.

Let the IRS Cut Clomid Rates

Your Clomid costs without insurance are tax deductible.  You can discount Clomid prices by offsetting tax savings.  You have two options, but one is clearly superior:

Take an itemized medical deduction on your IRS Schedule A.  Beware - the first 7.5% of your adjusted gross income will be subtracted from the total of your total Clomid costs to determine your amount of tax savings. 

For example, if your adjusted gross income is $100,000 this means no tax savings on the first $7,500 of Clomid costs. 

A Healthcare Flexible Spending Account (FSA) allows you to realize tax savings on your very first dollar of Clomid costs, plus you may also reduce the amount of State, and FICA taxes you pay. 

An FSA may generate tax savings of 1/3 or more for all your fertility drug costs.  For example: a couple in the 25% federal income tax bracket paying FICA taxes of 7.65% saves a total of 32.65%.

In addition, you may get an interest free loan!