How to Get Insurance That Covers a Planned Event

You may be looking for infertility, maternity, or short term disability insurance coverage because your employer does not offer these benefits. If this describes your situation, we may be able to help. Hundreds of women have been in your shoes, and we have helped them get coverage.

The key concept to keep in mind: you are looking for insurance that may pay far more in benefits than you pay in premiums - for something you are planning to do, or may be considered a pre-existing condition. Insurers find your scenario very unappealing.

Group plans sold as voluntary employee benefits is the key to open doors to coverage. There is no direct cost to your employer to expand benefit options to you and your co-workers. Take advantage now!

Asking for Maternity Benefits

Most employers are happy to make maternity benefits available to employees when there is no direct cost. Ask your employer to expand benefit options for you and your co-workers, and allow you to pay yourself by payroll deduction. Most employers who don't offer voluntary benefits think their employees are not interested. All you have to do is ask. Ask and it will be given!

Voluntary Benefits

Voluntary employee benefits allow employers to expand benefit options to employees without adding to direct costs. These programs help lower control costs for workers compensation and group health insurance while expanding benefit options for employees.

Small Business

Small business employee benefits programs can compete with big employer plans without adding to direct costs. Voluntary employee benefits close the gap and make a complete benefits package more affordable and easier to administer.

Flexible Spending Account (FSA)

Flexible Spending Accounts (FSA) help you reduce the amount of taxes you pay. You can use pre-tax dollars to pay for covered expenses associated with infertility treatments, IVF, IUI, pregnancy, premature birth, and other un-reimbursed medical expenses. Child care, and transit costs are included as well.

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How to Get Insurance That Covers a Planned Event