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Follistim Costs

Cost of Follistim AQ Cartridges, Vials, Pens Cut by 1/3

Follical Stimulating Hormone (Follistim) costs are often just the tip of the iceberg for couples tyring to conceive.  Along with taking Follistim, you may be taking other fertility drugs, and undergoing other infertility treatments. 

You may be concerned about Follistim costs because your health insurance plan does not cover infertility.  On this page you will find:

  • Average costs for Follistim without insurance
    • Tips for finding infertility health insurance coverage
  • How to cut Follistim costs by 1/3 using the tax code
    • Tax deductibility of infertility treatments
    • How to leverage your flexible spending account
  • How to offset Follistim costs with supplemental insurance
    • Get a return by getting pregnant
    • Cover costs of pregnancy and maternity leave
  • Useful links about infertility insurance laws

Average Cost of Follistim

The average price of a Follistim AQ ranges from $200 to $600 per vial depending on dosage . Your total Follistim cost will vary depending upon the number of cycles needed before you conceive. 

Also consider that follistim may not be the only costs you incur.  You may be taking other fertility drugs, or taking Follistim in conjunction with other infertility treatments - all of which you may need to pay out-of-pocket. 

Before taking Follistim, make sure you have investigated the in and outs of infertility health insurance options.  Odds are, your Follistim costs may be only a fraction of what you have to pay out of pocket.  Know how the rules work.

Infertility Health InsuranceInfertility Health  InsuranceInfertility Health Insurance is hard to find outside of group coverage. Consider Supplemental Health Insurance as an alternative for infertility treatments. Cover your biggest risk: getting pregnant! Create maternity leave pay. Gain protection for a high risk pregnancy, multiple birth and more.

Cut Follistim Costs by 1/3 Using the Tax Code

 Cut your Follistim costs by 1/3 or with pre-tax dollars. You can use your employer's Flexible Spending Account (FSA) to cut your Follistim prices, and provide you with interest free infertility & IVF financing at the same time.  Read below to learn more.

Your Follistim costs for cartridges, vials and pens are tax deductible .  You can discount Follistim prices by offsetting tax savings.  You have two options, but one is clearly superior:

Take an itemized medical deduction on your IRS Schedule A.  Beware - the first 7.5% of your adjusted gross income will be subtracted from the total of your total Follistim costs to determine your amount of tax savings. 

For example, if your adjusted gross income is $100,000 this means no tax savings on the first $7,500 of Follistim and other infertility costs. 

 A Healthcare Flexible Spending Account (FSA) allows you to realize tax savings on your very first dollar of Follistim and infertility costs, plus you may also reduce the amount of State, and FICA taxes you pay. 

An FSA may generate tax savings of 1/3 or more for all your infertility treatment costs .  For example: a couple in the 25% federal income tax bracket paying FICA taxes of 7.65% saves a total of 32.65%. 

A Flexible Spending Account can also function like an interest free loan for your infertility treatment expenses.  Click the link below to learn more. 

FSA Cuts Fertility Treatment CostsFSA Cuts Fertility Treatment CostsCut your fertility treatment costs using your Healthcare FSA. Expenses for diagnostic procedures, fertility drugs, assisted reproductive procedures can be paid for using pre-tax dollars.
Interest Free Infertility & IVF FinancingInterest Free Infertility & IVF  FinancingGet an interest free loan from your employer to help with IVF, IUI, and other infertility treatment financing. Your employer's flexible spending account has built in IVF financing. No credit checks needed, and best of all it's better than interest free - it saves you money in the process.

Offset Follistim Costs with Supplemental Insurance

It pays to think beyond just your Follistim costs alone.  You may have other infertility treatment expenses as well.  And we hope you get pregnant too!

Your pregnancy will present a new set of financial challenges: like lost maternity leave income.  Buy supplemental insurance before taking Follistim.  Your benefit for normal delivery may greatly exceed the premium you pay.  Use the surplus as maternity income, or to offset Follistim and other infertility treatment expenses.

Plus, you will gain extra security in case of complications, premature birth, accidents, and illnesses.

Supplemental Maternity InsuranceSupplemental Maternity InsuranceSupplemental maternity insurance creates maternity leave pay, plus protects your income in case of pregnancy/delivery complications, accidents, illnesses. Short term disability insurance replaces your income during pregnancy and maternity leave. Hospital Indemnity Insurance provides extra protection in case of premature birth.
State Infertility Insurance LawsState Infertility Insurance LawsFourteen states have enacted laws that mandate either that insurers offer infertility health insurance coverage, or that certain employers provide plans that cover infertility. See which states have these laws, and who the mandate apply to.
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