ICSI Cost Savings

ICSI Costs Cut in 4 Unique Ways

ICSI  Costs Cut by IRS

Intracytoplasmic Sperm Injection (ICSI) is helpful for men with certain sperm defects. With ICSI, the embryologist takes a single sperm and injects it directly into an egg.  A few days later the fertilized embryos are implanted into the uterus.  Any remaining embryos are frozen for later use.

ICSI is most often used in cases where there is either a low sperm count, the sperm are abnormally shaped, or there is low motility. The sperm may be retrieved from ejaculate, or via a surgical procedure called Testicular Sperm Extraction (TESE).

When considering the costs of the procedure, you must include estimates for any fertility drugs taken to stimulate egg production, the IVF procedure, along with the ICSI, TESE if needed, and embryo storage and freezing. 
Each fertility clinic will have its own pricing and packaging approaches. Prices for ICSI alone range from $2,000 to $4,000, but varies widely.  Add this this the cost of IVF, monitoring, and other procedures.

Success factors drive your total cost of getting pregnant - the real cost of IVF in combination with ICSI. The fertilization rate ranges from 75% - 85%. The resulting embryos have a slightly higher pregnancy rate than normal IVF as the egg quality is often better - an couple with male infertility issues may have high quality eggs. Assuming a 25% pregnancy rate, and an average all in cost of $15,000 per cycle, the average couple might spend $60,000 out of pocket.

Do you have $60,000 lying around?  Most couples don't.
Find four ways to make getting pregnant and having a baby more affordable.  

4 Ways to Cut ICSI Costs

Get IVF Insurance CoverageGet IVF Insurance CoverageICSI is often performed in conjunction with IVF. Costs become a big consideration as insurance coverage may leave huge gaps - assuming you can get coverage at all. Increase your odds of finding the right plan, and explore alternative strategies that span your time while trying to conceive, while pregnant, and when on maternity leave.
Deduct Your Medical ExpensesDeduct Your Medical ExpensesYour un-reimbursed expenses are tax deductible. But don't wait until April to figure out the best way to take advantage. Know the rules first. It can make a big difference. Two vehicles have differing advantages: a Flexible Spending Account, and Schedule A.
Leverage Refund ProgramsLeverage Refund ProgramsYour clinic may offer you the opportunity to purchase a number of cycles at at discount, and may refund a portion of your fee if you fail to bring home a baby. There are two hidden advantages to these programs that most couples miss: the added tax savings associated with the combo package, and a chance to make an informed bet along with your clinic.
Multiple Pregnancy BonusMultiple Pregnancy BonusMultiple embryos are often transferred into the uterus to improve the odds of conception, and lower your total cost of getting pregnant and bringing home a baby. Multiple pregnancies are often high risk, and may delivery early. Pregnancy complications may translate into lost income. Pre-term babies often are confined to the NICU before going home and may mean extra medical bills. Supplemental insurance can replace mom's income, and pay additional benefits when preemies need extra hospital care.
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