Louisiana Infertility Mandate
Louisiana Law Mandating Coverage for Infertility
Louisiana law mandates that health insurance plans may not exclude coverage for "diagnosis and treatment of correctable medical conditions". Health policies, contracts, and plans may not deny coverage for treatment of a correctable medical condition only because the condition results in infertility.
Below are the leading causes of infertility in men and women. If your doctor has identified a way to treat the underlying condition, your insurance plan may be required to provide coverage.
Louisiana Law - Who and What is Covered
The Louisiana mandate is vague about what conditions and treatment options are required, but does effectively rule out almost every type of common infertility procedure, including:
The inclusion of the term “any other artificial reproductive technique is extremely broad, and confines treatment to the correction of the underlying medical condition. Notice the use of the term “any” several times in the language.
LA Mandate - Applied to Male Infertility
The leading causes of male infertility are listed below. Your doctor would need to correct the underlying problem in order for the Louisiana infertility insurance law to apply:
Laws Regarding Surrogacy
Louisiana law holds any traditional surrogacy contract void and unenforceable as against public policy, but does not address uncompensated agreements or gestational surrogacy arrangements.
Louisiana Law - Applied to Female Infertility
Below are the leading causes of female infertility. As above, your treatment would be needed to correct the underlying condition in order for the mandate to apply.