 Supplemental health insurance creates maternity leave pay, plus protects your income in case of pregnancy/delivery complications, accidents, illnesses. Short term disability insurance replaces your income during pregnancy and maternity leave. Hospital Indemnity Insurance provides extra protection in case of premature birth. |
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 Unemployment Insurance for maternity leave sounds like a fit. You won't be working during your maternity leave - right? You have been paying into your state's unemployment insurance program for years. You should get a benefit - right? If only it were so easy. |
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 Federal laws address common pregnancy and maternity issues: Family Medical Leave Act (FMLA), and the Pregnancy Discrimination Act. Each state also has similar legislation that supplements these rules, and/or extends them to smaller employers. Know your rights. |
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 The Federal Family Medical Leave Act of 1993 (FMLA) provides important unpaid job protection for working women experiencing pregnancy complications, premature birth of an infant, or who want to bond with their baby. But remember: this is UNPAID time away from work. |
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 Many states have separate family medical leave acts or regulations that compliment, and/or expand upon the federal law. If you are planning a pregnancy or maternity leave it is important to know how the rules work in your state. |
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