Personalized Premium Rates & Maternity Benefits

Find out the premium cost, and the maternity benefits you might expect for normal pregnancy for two supplemental insurance policies:

Short Term Disability
Hospital Indemnity

You'll also see how these policies protect your family from unexpected medical events - all at no additional cost. Here is the information that we need, and why it is needed:

Phone Number - To alert you when your quote is ready.
State - Policy rates and features vary by state.
Mom's Income - Determines the monthly benefit amount.
Industry of Mom's Employer - The rate you pay is based upon your employer's industry category. Please be descriptive. Your job role is not the same as the industry of your employer.

Important Information

Buy Your Policy Before Getting PregnantMake sure you buy your policy before getting pregnant. The ideal time to start your policy is at least three months prior to conception. Most policies contain a 9 month exclusion for normal childbirth. Not all pregnancies go full term, so give yourself a cushion.

Purchase Individual Coverage at WorkPolicies that cover normal pregnancy are not sold directly to individuals. Get the right plan by asking your employer to offer voluntary employee benefits. You then purchase an individual policy and pay the premium by payroll deduction. There is no direct cost to your employer. Getting your employer to agree is easier than you might think.

Sample Premium Cost and Maternity Benefit Are you not ready to click the submit button just yet? Take a look at an example maternity benefit compared to the premium cost. See for yourself how your benefit for normal delivery may be several multiples of what you pay in monthly premiums. The illustration may be too good to be true, which explains why the extra steps are needed to get you the right coverage.