Plus, Security for Illnesses
60% of disabilities are illness related. An illness that causes you to miss work, or spend time in the hospital can have a devastating impact on family finances. Many growing families are two-income households, and both incomes are needed to make ends meet. The most common illnesses causing disability include cancer, heart disease, and degenerative diseases.
Autoimmune diseases strike women three times more than men. These conditions may interfere with your ability to work. Many people purchase short term disability insurance to protect their income in case of disabling illnesses: both men and women - regardless of any plans to have children.
Short Term Disability Insurance may replace up to 2/3 of your monthly income after meeting your elimination period. This policy may provide benefits for covered illnesses that cause you to miss work - whether you get pregnant or not.
Maternity leave income for a perfectly healthy pregnancy is a great incentive to buy important coverage for illnesses that might strike at any time.
How to Get Short Term Disability For many women with growing families short term disability is an affordable life saver. The benefit for normal childbirth often greatly exceeds accumulated premium payments. Illness is a leading cause of missed work among women, and policies are designed primarily to cover sicknesses. Follow four simple steps to get pregnancy disability, and gain coverage for illnesses at no additional cost.
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