Special Needs Support and Resources

Support and resources become critical when your child is born with special needs. Finding strategies for support and resources to cover the costs becomes your primary focus.

Your child may need ongoing special care. But these additional programs require resources - and often are not covered by medical insurance. There is an important solution to consider for children with developmental, physical, or emotional disabilities.  What you will find:

• Special Needs Support - for extra medical expenses
• Resource Extended - special tax savings make your dollars go further
  
  

Special needs children often experience a greater need for prescription drugs, dental work, medical testing doctor visits, and vision care.  Higher un-reimbursed medical costs translates into greater tax savings.

Sometimes these higher costs continue throughout the lifetime of your child.  Any money saved against these costs adds up over time.  Learn how to take full advantage of pre-taxing these expenses as soon as possible to maximise your lifetime savings - and make your resources go further for your child.

Your child may need extra care for longer than mainstream children.  Parents may continue to cut daycare costs beyond age 13 for "Persons physically or mentally unable to care for oneself".

You may be deducting your un-reimbursed medical expenses on your income taxes.  You get no tax savings on the first 7.5% of Adjusted Gross Income using this approach. 

A Healthcare Flexible Spending Account provides tax savings on the very first dollar of your deductible expenses. 

Deduction categories specific to special needs such as special education, developmental counseling, adaptive equipment- even diapers - expands your tax saving opportunities.