Extra Coverage for Family Expenses

You may already have major medical insurance.  So why should you consider buying a supplemental health insurance plan?

Because there may be many gaps in your current coverage.

Deductibles, Co-pays, and Co-insurance are left over fees that you must pay out of pocket.  As health insurance costs rise, many employers are shifting towards plans with higher out of pocket costs.

Policy Limitations mean additional out of pocket costs.  This comes up frequently with couples coping with infertility.

Lost Income is an often overlooked side effect of a health event. 

Supplemental Health Insurance Plans help fill these gaps by making cash payments directly to the policy holder. You get the policies at work, but they belong to you as long as you want to keep them.