Voluntary Employee Benefits for Growing Families






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Programs Paid by Employees Thru Payroll Deduction

Voluntary Employee Benefits – Health Insurance Plans at No Cost to Group

The programs are of great value to growing families as articulated throughout our site.  There is no direct cost to your employer to make these benefits available to you.  In fact, most employers reduce costs through payroll tax savings, and enjoy other benefits as well.

Supplemental Health Insurance Plans

Supplemental  Health Insurance PlansSupplemental Insurance pays cash benefits directly to you to help pay family expenses associated with pregnancy, maternity leave, premature birth, accidents and illnesses. Your benefit for normal delivery may greatly exceed the premium you pay.

Flexible Spending Account

Flexible Spending AccountFlexible Spending Accounts (FSA) help you reduce the amount of taxes you pay. You can use pre-tax dollars to pay for covered expenses associated with infertility treatments, IVF, IUI, pregnancy, premature birth, and other un-reimbursed medical expenses. Child care, and transit costs are included as well.

Your Employer Benefits Too

Your Employer Benefits TooYour employer can control rising health care costs, while expanding benefits - all at no direct cost. This boosts employee morale and improves productivity.

Pre-Taxing Saves You and Your Employer Money

Pre-Taxing Saves You and Your Employer MoneyYou and your employer benefit from pre-tax health insurance deductions. You may lower federal, state income taxes, plus FICA taxes. Your employer enjoys payroll tax savings.
 - Great Value to You and Your Family -
- No Direct Cost to Your Employer -
Ask and It Will be Given!



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