The number one reason why fertility drugs are so expensive is that health insurance plans rarely cover the medications. Couples trying to conceive have to pay the full retail amount for each cycle. There is no third party help.

Other factors affect the high cost of these medications. Many are still under patent protection, with no generic equivalent. However, patents do expire.


Menopur is a follicle-stimulating hormone, which promotes multiple egg production, maturation, and release of the eggs. The prescription fertility drug is often used in combination with other medications, and in conjunction with IVF.

Multiple egg production often translates into multiple pregnancies. The ultimate discount program keys on this likely result.


Clomid is one of the first fertility drugs prescribed by reproductive specialists for couples having difficulty getting pregnant. It is inexpensive compared to other medications still under patent protection. Couples will either conceive, or move on to alternatives that cost more.

Start by learning how to use IRS and supplemental insurance discount programs to make having a baby more affordable, no matter where the journey takes you.


Pregnyl trigger shots are prescription fertility medications taken in conjunction with IVF. The medication cost is a small fraction of the overall expenditure needed to conceive through this artificial reproductive technique.

Leveraging IRS and supplemental health insurance discount programs make the entire process more affordable for prospective parents.


Follistim injections are yet another prescription fertility medication often not covered by primary healthcare plans. Retail prices per dose, and the number of total doses needed determine costs for this drug alone. However, other fertility treatments may also come into play.

Follicle stimulation leads to multiple pregnancies, which opens the door for significant returns using supplemental insurance.


Lupron is far more affordable than many other prescription fertility medications. Health insurance cover is the ultimate discount program, and many plans may cover the costs. Lupron is often prescribed for non-elective medical needs such as cancer and endometriosis.

If your underlying medical condition causes your infertility, there may be other ways to reduce what you spend trying to get pregnant. If not, you may have to dig deeply.


Costs for Gonal F and many other prescription medications go way beyond the price paid for each cycle. Each drug has side effects, is used in combination with other fertility treatments, and often achieves the goal. The goal is to get pregnant and bring home a baby.

The primary discount program involves focusing on the goal. Purchase supplemental insurance prior to conception for the maximum return.


Ovidrel is yet another brand name prescription fertility drug. Most couples paying for this medication do so without the help of health insurance. Most plans will not pay for the treatment, but will cover the consequence – mom’s prenatal care, hospital delivery, and NICU expenses for multiples born prematurely.

Keep your goal in mind. Double down on your downstream insurance needs. Make the extra purchase prior to conception, not after.


Health insurance coverage is the best possible discount program for fertility drugs. Healthcare plans reduce costs in two ways. They negotiate wholesale prices with pharmacies, and they contribute towards the medication costs.

Tiered prescription drug plans limit these savings based upon generic, preferred name brands, and non-formulary designations.