Connecticut residents taking extended leave face a difficult financial challenge and often need help with regular bills. State family leave regulations provide limited income protection and specify that their health insurance plans must be restored when a worker returns to employment.

Restoring healthcare plans helps once the worker has recovered. However, the need is greatest while on leave. Be prepared for increased expenses.


Many Connecticut workers commute out-of-state into jurisdictions that have mandated temporary disability programs. Those who remain in state must purchase private coverage. Do not assume your health plan makes your income secure.

Purchase short-term disability prior to getting sick, hurt, or pregnant.