Many Connecticut workers commute out-of-state into jurisdictions that have mandated temporary disability programs. Those who remain in state must purchase private coverage. Do not assume your health plan makes your income secure.

Purchase short-term disability prior to getting sick, hurt, or pregnant.


Connecticut residents taking extended leave face a difficult financial challenge and often need help with regular bills. State family leave regulations provide limited income protection and specify that their health insurance plans must be restored when a worker returns to employment.

Restoring healthcare plans helps once the worker has recovered. However, the need is greatest while on leave. Be prepared for increased expenses.