Many new parents in Florida having children experience a need for financial assistance with unpaid medical bills. Labor and delivery in a hospital are very expensive.

The statute of limitations on medical debt does not provide much relief. Families still owe the money. A collection agency simply loses the right to sue in court.


Florida financial assistance programs show their weaknesses most the most when mom and dad have to stop working after the birth of a newborn baby.

Childbirth stresses resources. There may be leftover medical bills, combined with lost income. Losing your job makes matter worse.

Learn your rights during maternity leave based on the federal laws which may apply.


The state of Florida does not replace your income while injured or sick. Do not look to the government for financial help during a temporary leave of absence from work. Residents have to purchase a policy privately.

Do not wait until you are about to leave work to purchase coverage. By then it will be too late.


Florida health insurance plans now provide a valued benefit that was missing for many years. The Affordable Care Act requires all health plans to cover prenatal care, maternity hospitalizations, and newborn care.

Premium and cost sharing subsidies are available based upon income. Women who are pregnant have many options, but with limits.