Growing families in Georgia frequently need to find the optimal maternity health insurance coverage. One size does not fit all.
You may find that both group and individual plans have holes that supplemental programs fill.
Georgia state maternity leave laws do little to extend employee rights beyond federal regulations. The policies which do exist often apply voluntarily, rather than through force of law.
Financial assistance in the form of maternity leave pay is the primary voluntary entitlement and requires positive action by both employers and workers. Unfortunately, one or both parties often fail to take the proactive steps.
Do not look at the state of Georgia for financial assistance during a temporary disability. The state does not offer a program. You must purchase a private policy before becoming sick, hurt, or pregnant.
Social Security helps those with permanent conditions expected to last longer than 12 months. You will need to find alternative benefit programs to keep your budget intact while unable to work.