One feature common to Illinois healthcare benefits plans is that they all have holes. You may end up having to pay a significant portion of your expenses out-of-pocket.

This could leave a family in dire straits, especially if mom and/or dad needs to stop working. Explore the limited options for financial assistance and make difficult choices.


Health insurance plans covering maternity is one of the most frequently requested forms of financial assistance for families having children in Illinois.

The health of mom and her baby are critically important. Make sure you can afford the appropriate care in the hospital and with your gynecologist.


Pregnancy related medical condition generated heavy utilization of healthcare benefit plans. This common medical condition often results in extended time away from work for a pregnancy complications, recovery from childbirth, along with time bonding with baby.

Illinois family leave laws provide some limited extensions of parental rights beyond federal regulations.


Financial assistance programs in Illinois and many other states do not replace income when a member becomes injured or sick. The state does not offer a benefit covering temporary disabilities.

Residents of Illinois can purchase private short-term disability policies to protect income.