Louisiana does not have a state-mandated temporary disability program. Social Security Disability Income covers permanent conditions. The state does not have any laws providing income replacement while on leave from work. Health insurance plans do not assist with lost income.

Purchase private short-term disability to replace a portion of income when unable to work because of a covered medical condition.


Many health insurance plans issued in the state of Louisiana must comply with the infertility mandate. The regulation precisely and comprehensively defines which policies and programs must comply.

The definitions and language pertaining to which treatments must be covered is more difficult to determine. The level of financial assistance can vary greatly – based on interpretation.