Healthcare benefit plans do not replace income when a worker is injured or sick. Maine does not offer a temporary disability program. Family leave regulations provide unpaid job-protected leave.

Purchase private short-term disability coverage to protect your income while unable to work.


The Maine Family Care Act applies frequently in maternity leave scenarios. The law extends healthcare continuation rights for employees while on leave from work. Access to healthcare is most important when a family member is sick or injured.

The law also extends federal laws for job-protection to workers in small businesses.