The state of Massachusetts does not offer state-mandated temporary disability. The state maternity leave laws provide only unpaid job rights. Health insurance plans do not replace income when a family member experiences a medical event.

Residents should purchase private short-term disability prior to becoming sick, hurt, or pregnant. Do not rely on the state for this form of financial assistance. You must do it yourself.


The Massachusetts Maternity Leave Act provides specific job rights to women during pregnancy, and after childbirth. The regulation provides one nasty surprise. Workers may lose their employer’s contribution towards the health insurance plan.

There are not laws providing paid leave, making this untimely increase in expenses difficult to afford.