Health care benefits do not stretch very far when a family member becomes sick, hurt, or takes time off from work to recover from childbirth, or care for a newborn baby at home.

Michigan residents often face a loss of income combined with a major jump in their health insurance premiums, just as extra bills start rolling in. Learn what laws do protect your rights while not working.

 

Michigan short-term disability insurance benefits, qualifications, and laws work differently than many people assume. The state does not provide a program covering off-the-job (non-occupational) accidents or illnesses. Nor is there any law that requires private employers to offer the benefit. Therefore, many residents do not qualify for benefits unless they purchased a private policy before…