New Jersey Programs

The state of New Jersey offers many forms of financial assistance designed to help families having children. NJ augments traditional health insurance plans with a plethora of additional programs designed to expand the medical safety net.

The Garden State has a wide array of regulations that are friendly towards growing families: infertility mandate, temporary disability, paid leave, extended family leave rights, and more. The infertility mandate helps couples struggling with infertility. The temporary disability, paid leave, and family leave policies help families when a member is unable to work and earn an income.

Long-Term Disability Insurance in New Jersey

Posted by Kevin Haney
New Jersey Turnpike Exit Signs

Four gaping holes remain in the NJ state disability safety net. Not everyone has coverage, the benefits last only twenty-six weeks, Social Security pays little and is hard to get, and Workers Compensation only helps with occupational events.

Buying long-term disability insurance from a private company is the best way to fill these four gaps. Do not wait.

LTD Fills Four Gaps

 

New Jersey Maternity Leave | How Much & How Long?

Posted by Kevin Haney
New Jersey in stars and stripes

New Jersey family and maternity leave laws provide partial income replacement and extend federal job-protections and rights – both in terms of the number of people, and the total length of time.

The Garden State has some of the most generous medical leave programs in the nation, funded by a small payroll tax taken out of everyone’s check.

Maternity leave in NJ

 

New Jersey Temporary Disability Calculator & Delay Time

Posted by Kevin Haney
George Washington Bridge into New Jersey

The New Jersey temporary insurance (TDI) replaces up to 85% of a worker’s gross income, up to a hard dollar cap, which increases slightly every year.

The program applies to people who work in NJ, not residents. Many workers cross a river every morning on their out-of-state commute and lose access.

New Jersey TDI