Parents suffer financial stress during family leave after childbirth. Expenses are much higher, while they may lose their income, their job, and access to health insurance coverage.

Ohio maternity leave laws provide state employees with three income replacement options. Private workers may have job security and health care continuation.


Ohio does not have state disability insurance covering temporary non-occupational medical events such as accidents, illnesses, and pregnancy. Residents need to take matters into their own hands if they want coverage.

Ohio does manage the two federal Social Security programs (SSID & SSI), which covers permanent conditions expected to last one year or longer. Apply for benefits online, then follow up locally.