New parents and people suffering an off-the-job accident or illness are in frequent need of financial assistance. Oregon does not offer a short-term disability program that covers non-occupational medical conditions.

People should purchase a private individual policy in advance of becoming pregnant, getting sick, or suffering an injury. File a claim with the company issuing the coverage when the need arises.

 

Oregon maternity and family medical leave laws offer 12 weeks of unpaid job-protected leave. The state-specific regulation extends its federal counterpart to small businesses and part-time workers.

Financial assistance is very spotty. Only those suffering occupational incidents or permanent maladies enjoy income replacement with any surety.