Oregon does not offer a state short-term disability program that covers non-occupational medical conditions for workers in private industry. Members of the PEBB have the option to participate in a voluntary program.

Residents should consider buying an individual policy in advance of becoming pregnant, getting sick, or suffering an injury. File a claim with the company issuing the coverage when the need arises.


Oregon maternity and family medical leave laws offer 12 weeks of unpaid job-protected leave. The state-specific regulation extends its federal counterpart to small businesses and part-time workers.

Financial assistance is very spotty. Only those suffering occupational incidents or permanent maladies enjoy income replacement with any surety.