State temporary disability insurance is often assumed as a given health benefit program. Only five have a mandated program, and many people expect the government to replace their income when they are injured or sick.
Unfortunately, things do not work that way. Most people need to purchase a private policy.
Lack of maternity leave pay benefits is a painful reality for the majority of parents in the United States. Compound this with extra medical bills associated with large deductibles triggered by a hospital stay.
Many parents turn to online lenders for an infusion of cash, so they can spend quality time at home bonding with their baby. Explore the pros and cons of various options.