The Family Medical Leave Act (FMLA) provides needed job protection rights to qualified employees for up to twelve weeks. Unfortunately, this is unpaid leave.

Many families find it very difficult to cope with the increased expenses associated with a sick family member, combined with lost income. Private and state government programs may provide some financial assistance.

 

State temporary disability insurance is often assumed as a given health benefit program. Only five have a mandated program, and many people expect the government to replace their income when they are injured or sick.

Unfortunately, things do not work that way. Most people need to purchase a private policy.

 

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