The state of Pennsylvania does not offer short-term disability insurance for non-occupational conditions such as everyday illnesses, accidents, and pregnancy. However, residents commuting across the border to work might have some coverage.

Social Security Disability covers most citizens but does nothing to address temporary incidents, which occur far more frequently than permanent maladies.


Parents having children often need optional financial assistance because they lose mom’s income. The extra medical expenses make matters more difficult as well.

Pennsylvania does not provide paid leave or have any state-based family leave regulations. Residents rely exclusively on federal family medical leave laws to protect job rights and health care continuation.