Short-term disability insurance in Tennessee helps families replace a portion of income when a person is unable to work due to a covered accident or illness that occurs off the job.

The state does not require a program replacing income for people with temporary disabilities for non-occupational medical conditions. Worker’s compensation only covers on-the-job incidents and Social Security permanent impairments.


Tennessee has one state-specific law regarding maternity leave. The federal rule covers more people but allows for less time off.

Like many localized regulations, questions often arise about who is eligible, what job protection benefits are available, and how it compares and works with its federal counterpart.