Tennesse has few state-based financial assistance programs for parents having children or raising a family. New mothers and fathers need to take matters into their own hands in many cases.
Various entitlements help low-income families to make ends meet such as Medicaid, and Temporary Assistance for Needy Families (Food Stamps).
The remaining population must fend for themselves by thinking ahead and being proactive – do not allow pre-existing conditions to cause you to miss out.
Tennessee has one state-specific law regarding maternity leave. The federal government provides another that covers more people but allows for less time off.
Like many localized regulations, questions often arise about who is eligible, what job protection benefits are available, and how it compares and works with its federal counterpart.
Keep in mind that time off from work is always unpaid. Financial assistance programs are very limited.
Short-Term disability insurance in Tennessee helps families replace a portion of income when a person is unable to work due to a covered accident or illness that occurs off the job. Having a policy in place makes it easier to pay your regular bills while you recover.
The state does not offer a program replacing income for people with temporary disabilities for non-occupational medical conditions. Worker’s compensation only covers on-the-job incidents.
Prospective parents should buy an individual policy prior to conception.