Welcome to Growing Family Benefits
Health Insurance Benefits for Growing Families
Growing Family Benefits helps couples find health insurance and tax saving programs to help take the financial worry out of pregnancy and child care. We can help you to cut fertility costs, create maternity leave income, gain security during pregnancy, and lower child care costs using voluntary employee benefits: supplemental health insurance, and flexible spending accounts.
Insurance carriers don't like covering planned events or pre-existing conditions making it very hard for growing families to find coverage. But insurers love selling to employee groups. This is the key to finding health insurance options that your growing family needs.
There is no direct cost to your employer to give you this option, but there is great value to your family. Ask your employer to make these valuable programs available to you and your co-workers!
Health Categories for a Growing Family
Family Health Insurance: Fill Holes
Family health insurance benefits found through traditional plans have many gaps in coverage. Group health plans are great if provided by your employer. Since these programs generate direct costs to employers, not every growing family has access. Suitable family options are rarely found in the individual marketplace, as insurers lose money on most policies.
Voluntary employee programs fill important holes for couples while they are trying to conceive, during pregnancy, and on maternity leave. Get the coverage you need without adding to your employer's direct costs.
Bed Rest Disability
Our fertility specialist said our high-risk pregnancy might require 6 months of bed rest. Thanks to our short term disability policy, we can afford our growing family.