For parents, a growing family can be rewarding, exciting, expensive and scary – all at once. But there are many ways to build in security as you look to the future. Careful planning and fast action can result in important benefits along with considerable tax savings.

Working women with a growing family are uniquely positioned to leverage voluntary employee benefits – programs you get at work, but pay for yourself.  Navigate to the tab that describes your life-stage to capitalize on your preconception, pregnancy, maternity leave, and childcare plans.

Supplemental health insurance: hospital indemnity and short term disability for pregnancy can be leveraged to create maternity leave pay, while protecting your family in case of pregnancy complications, delivery complications, premature birth, accidents and illnesses.  

A Flexible Spending Account translates your existing expenses into tax savings. Use an FSA to lower your fertility treatment costs for IVF and artificial insemination, your childcare costs, or to make your special needs resources do more to help your child reach developmental milestones.

Enjoy the journey!