Dental veneers are a popular method to brighten your smile. People with discolored and misshaped teeth often look to this procedure in order to make themselves look like a movie star or politician.

However, most dental insurance plans classify veneers as cosmetic and will not honor claims. When this happens, the cost-burden falls fully on the patient. Plus, the per-tooth costs are quite high.

 

In a utopian society, people could buy dental insurance with no waiting period for major work. They buy the coverage on the way to the dentist, have the work done, and drop the policy right after the claim was paid.

Would you take that deal if you were the insurance company? We do not live in a utopian society. Supplemental dental insurance comes with waiting periods, and works for those who plan.

 
 

Finding out that Medicaid may cover specific dental procedures is like winning the lottery! There are a few winners, with many walking away empty-handed. It takes detective work to figure out which group describes you.

Every state issues different rules. Certain principles apply across the country. Pregnant women, disabled adults, and low-income seniors enjoy expanded access.

 
 
 

Good oral hygiene has been shown to have a positive impact on overall health. Healthy teeth and gums indicate that all is well elsewhere. It seems logical that health insurance would then cover dental procedures such as exams, cleanings, and other work.

Unfortunately, things do not always work the way we assume or hope. There are limited times when medical plans cover dental procedures.