Financial Help Paying for Medical Care Expenses

Even patients with health insurance need help paying for medical care. Deductibles, copayments, and coinsurance leave leftover costs.

But that is not all.

Your insurance may not cover every procedure or treatment. Or, the doctor you want to see may not participate in-network with your plan.

Sometimes, we lose coverage when we need it most – during an extended disability. Learn ways to cope.

Paying for Medical Care Subtopics

Articles On This Topic

Older man viewing X-ray of lungs with doctor

Is Supplemental Cancer Insurance Worth It? Pros & Cons

A review of the pros and cons of supplemental cancer insurance can help you decide whether purchasing a policy is worthwhile.

The drawback is that you must enroll before any diagnosis, and could pay premiums for decades and never use the coverage. Patients diagnosed later in life see the advantages in living color.
Group of medical professionals looking down at surgical patient

Interest-Free Medical Procedure Loans for Bad Credit

If you thought the Ripley’s Believe it or Not museum was full of oddities, wait until you learn about a hidden use of Healthcare Flexible Spending Accounts.

You can use an FSA to get an interest-free medical loan without a credit check that saves you money on your taxes! Furthermore, patients with bad credit scores as low as 500 qualify for the financing.
Man in suitpants holding out empty pockets

My Employer Offers Health Insurance, But I Can’t Afford It

Many workers find they cannot afford their employer’s group health insurance. This can happen in a small business, with part-time employees, and for families with many children.

Buying individual coverage on the state exchange could be the answer – provided you qualify for subsidies or meet Medicaid requirements in your state.

Doctor holding sign reading "rising costs" to signify FMLA consequences

What Happens To Health Insurance If You Go On Disability?

Along with an unpaid maternity leave, a sudden spike in health insurance premium costs is a nasty surprise for many couples in the United States.

Many families do not discover the true cost of their healthcare coverage until they must pay the premiums themselves without an employer contribution, using post-tax dollars.
Green heart with pink ribbon honoring breast cancer victims

How to Get Cancer Treatment Without Health Insurance

Several federal and state laws and programs offer financial support to patients diagnosed with cancer while uninsured.

Nobody has to worry about getting the treatment needed to fight this dread disease. However, some people can face a maximum period of 12 months were they have to self-pay for costly medical services.

Fortunately, several pathways exist to short-circuit the delay.

Stethoscope with red dollar sign

Financial Help for Medical Bills: Grants & Government Programs

Find what limited resources are available in your state for financial assistance if you are having difficulty paying medical bills, or need income support while taking unpaid leave from work.

Private companies, government agencies, and charitable organizations offer more than 50 different programs that can help patients with prescription drug costs and more.