Kevin Haney MBA | Expert Author of Growing Family Benefits

Hello – my name is Kevin Haney, the principal owner and founder of ASK Benefit Solutions, LLC, which publishes the Growing Family Benefits website.

I am the primary expert author of most of the articles found on this site. Much of the content addresses important choices that people must make about their finances.

Therefore, you may wonder whether you can rely on the information you are reading and if it comes from a trustworthy person.

Below is a summary of my work history, education credentials, and a partial listing of publications and articles that quoted me as an authoritative source. You can also dig deeper into my Linkedin profile as well.

Insurance Agency Owner

I established ASK Benefit Solutions, LLC as an independent health insurance agency in 2007. The National Producer Number 789704 and resident New Jersey License Number 1003951 were active until 2016.

The primary focus was selling supplemental health insurance (short-term disability, personal accident, hospital indemnity, life, and dental insurance) in the early years, using the Ask 4 Benefits (www.Ask4Benefits.com) web property as a business-to-business storefront. We placed policies with three of the major companies.

  1. Aflac
  2. Colonial Life
  3. Humana

We began publishing the Growing Family Benefits (www.GrowingFamilybenefits.com) website in 2008 as a business-to-consumer storefront, getting the word out to families nationwide about the importance of purchasing these policies before they had a pre-existing condition.

Unfortunately, too many consumers found us after it was too late. Their poor timing convinced us to branch out into credit and financing to give people a possible solution – a second area where my expertise fit. Therefore, we folded the Ask 4 Benefits web property into Growing Family Benefits in 2016.

Credit Bureau Executive

My work history also includes over a decade as an executive with Experian, one of the big three consumer credit reporting agencies. I lead teams who worked directly with many of the largest banks and lenders on the East Coast to help them target, acquire, and grow customer accounts using data and decision support systems.

During my tenure with Experian, I earned the “Platinum Circle” recognition for outstanding annual sales achievement in eight out of ten possible years.

This experience gives me the expertise to write about a variety of related topics covered throughout the site. We founded the Savvy On Credit (www.SavvyOnCredit.com) website to address consumer questions in this arena, later combining the content with Growing Family Benefits in 2018 to offer a one-stop user experience.

  • Consumer credit reports and scores such as FICO and Vantage
  • How lenders use the files and scores to make approval decisions
  • Things borrowers do that get them into trouble

Education Background

My educational background also contributes to my authority on many subjects covered by the site.

  • Master of Business Administration
    • Rutgers University Graduate School of Management
  • Bachelor of Business Administration
    • College of William and Mary in Virginia

Subject Matter Expert Citations

Many online publications seek expert opinions when writing articles about a specific topic. Below is a partial listing of websites and articles that cited my contributions. There is more media interest in credit scores than insurance – even though lack of coverage is the hidden killer of borrowing credentials.

Publisher NameArticle Title
Berkely UniversityUnited States Maternity Leave Policy Proposal to Improve Breastfeeding
Best CompanyDo I Need Disability Insurance
Best Rates In5 Reasons Your Prequalified Credit Card Application Was Rejected
Card RatingsCredit card cell phone insurance: What you should know and how to get it
Care.com6 facts about pregnancy insurance and supplemental policies
Clear PointHere’s How Zero-Percent Financing Offers Can Affect Your Credit
Colonial LifeSelf-employed? Make sure you’re properly insured
Credit KarmaHow to dispute an error on your credit report
Credit LoanRefused a Personal Loan? 8 Things To Do Now
CreditCards.comCoronavirus: How to manage your finances if you’re sick or disabled
Credit cards that offer free credit scores
How a DUI can tank your credit
How to increase your credit limit
Debt Management & Credit Counseling Corp3 Things to Know About Debt and The Statute of Limitations
Economia PersonalOlder Men Who Smoke May Pay $10,000 per Year More for Life Insurance
Eon ClinicsDoes Insurance Cover Dental Implants?
Financial AvenueHow Do Student Loans Affect Your Credit Score?
Fox Business News6 Ways to Outsmart Data Brokers
Does having credit cards with a zero balance hurt your credit score?
Go Banking RatesWhat Do Credit Reporting Agencies Do That Affects You?
GustoHow Should You Pay for Your Long-Term Disability Insurance Premium?
Insurance QuotesPregnancy complications: What’s covered by health insurance and what’s not?
Insurance.comHow your credit affects home insurance
InvestopediaFICO Resiliance Index
How Flexible Spending Accounts Work
Who Really Benefits From 0% Balance Transfers?
John Locke FoundationDental Therapy in North Carolina
Lending TreeHow Salary and Income Affect Your Credit Score
Maginfy Money3 Ways to Keep Medical Debt from Ruining
Match FinancialHow to Dispute a Credit Report Error: A Primer
How to Reduce Your Debt-to-Income Ratio – Best Steps
Why a Personal Loan May Be a Better Idea Than an Auto Loan When Buying a New Vehicle
MediumHow Does Medical Debt Affect Your Credit Score
My Bank TrackerWhen its Best to Pay Your Medical Bills with a Credit Card
NASDAQShould I Get an FSA?
National Education Association3 Ways to Consolidate―and Take Control of―Your Debt
Tips for Getting the Best Loan Rates
Net QuoteHow to Manage the High Cost of Having a Baby
Post BulletinCredit option for credit invisibles
Property Casualty 360Homeowners with poor credit pay more for insurance in these states
Seatttle TimesConfronting a hotel’s credit-card hold
Self Storage6 Ttips for Protecting Your Credit When You’re Moving
Self.incAlternative Credit Scoring and How It Can Affect You
Can you still build credit when your credit is frozen?
 Insufficient Credit History: What It Means and How to Fix It
Single CareFlexible Spending Account (FSA) 101: What you need to know
Term Life 2 GoThe Best Short Term Disability Insurance
The Street5 Disability Insurance Myths That Need to Be Debunked
 Introductory 0% Credit Card Offers: No Bark, But Plenty Of Bite if You’re Not Careful
 Which Political Candidate’s Followers Have the Best and Worst Credit?
The Washington PostCracking the case of the mysterious credit card ‘hold’