Health insurance rarely covers tubal ligation reversal surgery because the procedure undoes previous voluntary sterilization. The issuing companies are happy to pay to have your tubes tied because the operation costs less than another pregnancy.
However, they are reluctant to pay to untie your tubes if you change your mind. The procedure is rarely medically necessary, and the restored fertility is expensive to cover.
You may have to pay for the procedure out of pocket, and then face extra expenses and lost income after becoming pregnant. Make your surgery more affordable via tax-saving assistance, loans, and income security.
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Tubal ligation reversal seems very expensive, as most couples must fund the entire expense out of pocket.
Many couples research cost by geographic location, when the best cost-saving measures lie elsewhere.
The biggest savings come by looking ahead to a successful outcome.
The best way to afford tubal ligation reversal is for a third party to pay the cost. Unfortunately, most health insurance companies rarely cover the surgical reversal of elective sterilizations.
Even when a legal mandate requires IVF, all bets are off after voluntary tubal ligation. However, you can still cover the intended outcome of a mom’s pregnancy, labor and delivery, and newborn baby.
There are a variety of tubal reversal financing options to get you started. However, you want payments terms that you can afford once mom becomes pregnant, and you lose her income.
Lock in income security prior or shortly after completing your surgical procedure. This way you won’t miss any loan repayments.
It would be nice if you could find someone else to help you pay for your tubal ligation reversal surgery. There are non-profit agencies that raise money to assist deserving couples afford the procedure, but not everyone qualifies, and funds are limited.
There are government programs (think IRS) that help lower costs, and ways to help yourself that you might have overlooked.
Because health insurance rarely covers tubal ligation reversal, women often look for alternative way to become pregnant without having expensive surgery.
Unfortunately, sipping herbal tea or ingesting large doses of vitamins is unlikely to do the trick. Your choice is undergoing the knife yet again, or paying for IVF which is less invasive.