Pregnancy & Childbirth Financial Assistance

Government-sponsored Medicaid provides free health insurance for pregnant mothers, the long-term unemployed, and other low-income adults and families. However, it pays to know the eligibility rules and the alternatives should you fail to qualify.

First, you do not want to overstate your Modified Adjusted Gross Income (MAGI), including alimony but not child support.

Second, you do not want to understate the number of people in your household, including your unborn babies, if pregnant.  

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Articles On This Topic

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Pregnant Without Insurance | Don’t Qualify for Medicaid

Many pregnant women without health insurance do not qualify for Medicaid because they make too much money or do not meet the citizenship and legal immigrant criteria. If this describes your dilemma, learn what to do next. First, you might …
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Does Pregnancy Medicaid Cover Dental or Vision Services?

When asking whether Pregnancy Medicaid covers dental or vision services, you must consider the type of coverage you have and the rules in your residence state.   Women under twenty-one qualify for Early and Periodic Screening, Diagnostic, and Treatment (EPSDT), …
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Can a Pregnant Woman be Denied Medicaid in Your State?

Medicaid can deny coverage to pregnant women for several reasons. Learn about the guidelines before completing an application to avoid needless rejection. Medicaid is a publicly-funded program designed as a safety net for low-income families, disabled individuals, senior citizens with …
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Ideal Private Insurance Plan for Pregnancy | PPO vs HDHP

The optimal private health insurance plan for pregnancy has the lowest total costs. First, you have the fixed premiums that you pay every month. Then, you add variable medical expenses, including deductibles, copayments, coinsurance, and charges from out-of-network providers. A …
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Healthcare FSA for Pregnancy & Baby: How Much to Put In?

Having a Healthcare Flexible Spending Account (FSA) during pregnancy is worth it because your prenatal care, childbirth, and newborn baby generate an ongoing stream of eligible tax-saving spending! However, you risk losing any unspent funds. An expectant couple with a …
Expectant parents holding cash with worried looks

Financial Assistance for Pregnant Mothers | 23 Resources

Financial help for pregnant mothers comes in many forms. Find twenty-three resources to stretch your budget further during this critical time. Help with money could mean finding ways to replace income if you cannot work or make your dollars last …