Paying fo rexpensive home repairs is never easy – unless you have piles of cash laying around.

Charities sometimes lend a helping hand to target groups such as the elderly or single mothers.

Government grants can sometime assist target groups such as the elderly and veterans.


Why finance a big home improvement project like a new furnace, water heater, or air conditioning unit when government grants might provide you with a free system?

Most people qualify for weatherization assistance and perhaps discounts on remaining gas and electric bills – unless they meet strict criteria. Then, payment plans enable you to upgrade without hurting your cash flow as energy savings kick in.


When financing hardwood flooring and carpeting projects, homeowners have two main choices.

Tapping into funds from a lender upfront frees your to choose the contractor and supplier with the best price and service.

Relying on financing from the flooring company reduces choices, and opend the door for promotional rates – with a catch.


How do you calculate the cost of financing a hot tub when you pledge the equity in your house as collateral?

Please avoid risking foreclosure just to enjoy soaking in warm water at the end of a hard day. Unsecured loans and rent to own contracts work much better.


The primary financing alternatives for replacement windows and siding follow a similar pattern with one notable exception.

Homeowners can factor in the possible energy savings when replacing drafty windows. Also, grants for asbestos removal play a big role in older homes.