Individual Health Insurance Quotes for Parents

Online health insurance quotes help parents with growing families compare options quickly and choose the alternative that makes the most sense given their situation and medical history.

Connect with an agent licensed in your state for recommendations. Timing is a critical factor for when you can start and the type of coverage you can obtain.

Every family can begin a short-term health insurance plan at any time during the year. Meanwhile, you may have to wait for the annual open enrollment in November for traditional coverage.

People experiencing a qualifying life event can start full coverage right away.

  • Loss of insurance in the last 60 days
  • Change of residence
  • Marriage
  • Other reasons

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Medicaid provides free dental insurance to low-income children throughout the country and often (not always) extends these benefits to adults over 21, disabled individuals, pregnant women, and seniors dual-eligible with Medicare.

However, the coverage is not uniform, as each state decides whether to support benefits for dental work and which services to include or exclude.

Grants are the ideal form of financial assistance for single parents because, unlike a loan, you do not have to repay the money or incur interest charges and origination fees.

However, finding free funding is never easy because the resources are limited while competition for the benefit is fierce. Think creatively to find the help you need.

Online lenders love federal government employees! Their secure jobs and steady paychecks make them ideal borrowers, all other underwriting criteria aside. Shutdowns get lots of press, but occur infrequently, and do not last terribly long.

Unsecured personal loans provide a great way to obtain funding to meet short-term needs.

The government does not offer or approve debt consolidation loans, relief options, or forgiveness programs for private obligations in a direct fashion. However – federal and state agencies enact laws that regulate related activities.

People who owe large sums on their credit card, mortgage, or hospital bills will benefit from knowing the consumer protection rights that they have.

When responding to a credit card offer, you may need to answer several seemingly odd application questions such as whether you rent an apartment, own a home, or live with your parents.

You may find it interesting to learn the different ways risk managers may use your answers when deciding whether to approve your request, and then set your initial limit.

When you already owe a lot of money, borrowing even more is very difficult, and not always the best idea. However, sometimes we need reliable transportation to get to work.

Getting a secured personal loan online to fund a car purchase is difficult – but not impossible. Boost your reported earnings and spread out payments.

Applying for a personal loan online may be the first place to look if you are someone with a high debt to income ratio. Consolidating your accounts into one can dramatically reduce your monthly payments if only you can find a lender willing to approve your request.

In addition to working with a broad network of willing lenders, you can improve your chances by reducing your payments, or increasing your income.

Your credit score rating can have an enormous impact on your ability to qualify for many types of financing, and the rate of interest you may pay.

Consumers often ask the wrong questions. The minimum score needed to buy a car is less important than the monthly payment your income will comfortably support.

Oregon does not offer a state short-term disability program that covers non-occupational medical conditions for workers in private industry. Members of the PEBB have the option to participate in a voluntary program.

Residents should consider buying an individual policy in advance of becoming pregnant, getting sick, or suffering an injury. File a claim with the company issuing the coverage when the need arises.

If you thought the Ripley’s Believe it or Not museum was full of oddities, wait until you learn about a hidden use of Healthcare Flexible Spending Accounts.

You can use an FSA to get an interest-free medical loan without a credit check that saves you money on your taxes!

Furthermore, patients with bad credit scores as low as 500 qualify for the financing by pre-certifying that the procedure is medically necessary – unlocking a second possible benefit: insurance might pick up the tab!