Wisdom teeth removal is a standard dental procedure that can cost a significant amount of money. Charges can range up to $2,000 or more for complicated extractions.
While some dental insurance plans cover this procedure’s cost, many people pay out of pocket. This extra expense can be daunting, especially for those struggling to make ends meet.
Fortunately, several options are available, including financing and health insurance for medically necessary procedures.
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But fear not because this informative article will break down everything you need about insurance coverage for wisdom teeth removal.
From the differences between dental and medical insurance to the specific procedures and conditions possibly covered, we’ll provide you with the necessary knowledge.
Dental payment plans allow you to spread out the cost of your wisdom teeth removal over time, making it easier to manage your finances. With a payment plan, you’ll make regular payments over a set time, rather than paying the entire cost upfront.
Would you take that deal if you were the insurance company? We don’t think so.
However, many can get immediate coverage for bone-impacted wisdom teeth removal because medical insurance honors these claims.
Fortunately, the health insurance component of this government program typically pays for the removal of bone-impacted third molars because the surgical procedure is medically necessary.
On the other hand, coverage for gum-impacted wisdom teeth varies by state under the dental insurance element.
Therefore, you have an extra reason to enroll in Medicaid or buy a private policy on the state exchange.
In one case, they are correct (gum-impacted third molars.) However, when an oral surgeon pulls bony-impacted wisdom teeth, your medical insurance should pick up most of the tab – leading to free treatment for many patients.