What is the best way to afford dental implant surgery or dentures? Have somebody else give you the money via financial assistance or by government grants.

Unfortunately, charitable organizations rarely provide help for cosmetic procedures. However, the government provides grants hidden in the tax code.


Paying for dental implants out-of-pocket can be so expensive that many people cannot afford to replace their teeth this way. A full-mouth restoration can cost $80,000 or more!

Your health insurance may cover a more significant share (with no annual maximum to limit benefits) if you can show medical necessity: tie your tooth loss to an accident or illness.


Dentures are not the most expensive dental procedure, but they could still be difficult to afford for seniors on a fixed income, and younger people struggling to make ends meet.

Paying for dentures without insurance will set you back – especially if your teeth are already missing.

Some people can find help through Medicaid, while free care and grants are more elusive.


Senior citizens on Medicare often cannot continue work-based dental plans that might cover a significant portion of implant costs. Plus, the alternatives are not great since many already have missing teeth and other pre-existing conditions.

The patients who can afford to wait gain the most value from purchasing an individual plan. Meanwhile, oral surgery is sometimes medically necessary.


Patients often need to fund the payment of extracting one or more teeth that break or experience excessive decay.

The expense could range from a few hundred dollars to thousands. Then comes extra fees to replace the hole in their smile with dentures or implants.

Find ways to make the experience more affordable.


Supplemental dental insurance provides an interesting way to make financing of implants more affordable, even for patients with a poor credit history.

Why borrow money to pay for a treatment when a third party may help you make payments? If you can afford to wait before beginning treatment, this option may work for you.


How can you afford your dental implants or dentures is you cannot estimate your out-of-pocket costs? Know what you are likely to spend before you undergo the procedure.

Knowing the average costs helps you shop around to find the right periodontists, and enables you to take advantage of several forms of financial assistance.


Many traditional dental plans do not cover implants or leave patients paying a majority of the procedure costs. Medicare does not provide dental benefits at all. Seniors need implants more frequently than any other population segment.

Supplemental dental insurance covers implants after a waiting period. Make the procedure more affordable with proper planning to maximize savings.