Many government programs provide help with childcare to enable parents to work, develop skills, and support their families. Low-income families qualify for the assistance most frequently.
Like many government benefits, no resource provides the complete answer. Parents must cobble together a list of programs and apply to each one.
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Your infant may deliver pre-term or begin life with medical complications requiring an extended stay in a Neonatal Intensive Care Unit (NICU). Even the best coverage will result in significant leftover expenses.
Parents should learn what to expect and how to minimize the damage.
However, things don’t always go as planned. Grandparents raising grandchildren is a new trend as substance abuse, and other issues sideline the younger generation of parents.
Fortunately, many government benefits are available to help.
Government benefits, private grants, and getting paid for caretaking make a difference.
You could also incur unexpected non-medical fees such as travel, parking, and lodging. Now add in lost income for both mom and dad, who often must stop working or lose their jobs.
Finding every conceivable form of financial help is now critical.
You might want to investigate flexible spending account eligibility rules if one spouse is not working, or if your child attended virtual camp during the COVID pandemic.